Eagle Eye Program
We are committed to making your home purchase or refinance as easy as possible. After you close your loan, we’ll activate our Eagle Eye pledge.
Freedom Mortgage will contact you when:
- Rates drop and we may be able to lower your monthly payment
- The value of your home increases and we can help give you access to more cash
- We have a special program or opportunity that may be of interest to you
Our Eagle Eye Program gives you the freedom to focus on your home and your life, while we keep an eye on your mortgage.
Purchase Promise
As a current Freedom Mortgage customer, we want you to be a customer for life. That’s why we make you our Purchase Promise.
When it is time for your next home, we will find you the lowest rate possible and will work with you every step of the way so you have worry-free closing. Speak with a loan advisor today and we’ll tell you more about our exclusive current customer programs.
- Commitment to close on time
Our purchase mortgages close on time. Guaranteed — or $1,000.
- Commitment to Rate
Freedom Mortgage will meet a competitor's rate — or pay $250.
- Commitment to Value
We'll take $250 off costs when you close with Freedom Mortgage.
*LOW RATE GUARANTEE ("LR Guarantee") General
The LR Guarantee program compares the interest rate, discount points, and lender fees ("Terms") shown on a competing lender’s loan estimate ("Competing Lender’s LE") with the Terms shown on the loan estimate provided to you by Freedom Mortgage. (Property taxes, insurance, title fees, and other third party fees are excluded from the comparison.) After comparison, if Freedom Mortgage is unable or unwilling to meet or beat the interest rate disclosed on the Competing Lender’s LE, then subject to the conditions set forth below, we will mail you a $250 prepaid card within 30 days after having received the materials listed below. Only one $250 prepaid card for the LR Guarantee will be provided per loan transaction. Freedom Mortgage reserves the right to modify or end the LR Guarantee program at any time in its sole discretion.
Conditions: To be eligible for the LR Guarantee:
- The loan transaction must be a purchase loan transaction, not a refinancing.
- You must provide a copy of the Competing Lender’s LE to your loan officer. The Competing Lender’s LE must be dated on or after the date of our loan estimate.
- The following information on the loan estimates must be identical: applicants, property, sale price (if applicable), loan amount, loan term, purpose, product, loan type, and rate lock duration.
- The loan represented by the Competing Lender’s LE ("Loan") must be closed and funded by that lender within the rate lock period shown on the Competing Lender’s LE, at or below the interest rate shown on the Competing Lender’s LE.
- Within 30 days of closing the Loan, you must send a copy of the closing disclosure and the note for the Loan to 907 Pleasant Valley Avenue, Mt. Laurel, NJ 08054 Attn: Low Rate Guarantee Redemption.
Homeowners insurance
Freedom Mortgage has partnered with Matic to help homeowners instantly shop for homeowners insurance. Matic is free and takes less than 60 seconds to get a quote.
- Compare quotes from multiple top-rated carriers
- Work with a personal licensed insurance agent
- Compare existing policies for savings opportunities
Home security
Freedom Mortgage has partnered with Safe Haven Security to offer you a home security system monitored by ADT with an exclusive savings for Freedom Mortgage customers.
You’re only three steps away from the leader in smart home security:
- Talk to an expert
- Customize your system
- Get it Installed
Save* $750 in additional equipment!
*With $99.00 Customer Installation Charge and purchase of alarm monitoring services. Early termination fees apply. See important Terms and Conditions to this offer below.
$99.00 Customer Installation Charge. 36-Month Monitoring Agreement required at $55.99 per month ($2,015.64). 24-Month Agreement required at $55.99 per month ($1,343.76) for California. Form of payment must be by credit card or electronic charge to your checking or savings account. Offer applies to homeowners only. Local permit fees may be required. Satisfactory credit history required. Certain restrictions may apply. Offer valid for new ADT Authorized Dealer customers only and not on purchases from ADT LLC. Other rate plans available. Cannot be combined with any other offer. Photos are for illustrative purposes only and may not reflect the exact product/service actually provided.
Dealer License Numbers by State: AL: 16/17-1493, City of Birmingham: 000153, Gardendale: 2015-42, Jefferson County: 16008032 AZ: 255474-CR67, BTR 18404-0 CA: ACO5325/ACQ4665, Sacramento: ACO5325/BOT1019542 CO: City of Denver: 1037585, City of Aurora: 176007, Colorado Springs: 722500 FL: EF20000905, City of Jacksonville: Company #253, Palm Beach County: EF20000905, Alachua County: 12937 GA: LVU406182 IA: AC-191 IL: 127.001386/124.001721, Village of Bellwood: #2015109 IN: Indianapolis: LAC-000104 LA: E11859/F1672 MD: 107-1696, Prince Georges Co: LIC-820, Baltimore Co: 1696, Howard County: #528, Montgomery Co: 01379 MI: 3601205667 MO: 00504575, Kansas City: 0103287936/203215, Independence: 27550, North Kansas City: 004300, Raytown: 008920 St. Louis County: 79939, St. Joseph: BL16-18878 MN: 185972/TS000034 MS: 15019531, NE: 101147018, City of Omaha: FAR #766 NJ: 34BX00006600 NY: 12000077734 NC: 2228-CSA NV: NV20141168572, Las Vegas: 107696, Clark County: 2001215-023-140 OH: 1804841 OK: A&L #1802 OR: CCB194899 PA: PA-040539 SC: BAC13574 TN: 1720 TX: B14839, ACR-1711098 VA: 11-6402, Loudoun County 659, Hampton #123620 WA: SAFEHHS898B5, City of Auburn: BUS-29209, Bellevue 97322, Federal Way 20-15-105341-00-BL, Tacoma 500090577
Home protection plans
Home appliance and system breakdowns can be expensive. Protect your home and budget with a plan from Cinch Home Services for your home warranty needs. It covers the major appliances and systems you and your family depend on the most including:
- Major kitchen appliances
Refrigerator, stove, oven, dishwasher, built-in trash compactor, garbage disposal, microwave and more
- Laundry appliances
Washer and dryer
- Plumbing system
Water heater, toilet, interior leaks and breaks for water, waste, drain, vent and gas lines, plumbing stoppages, sump pump, whirlpool bathtub and more
- Heating and cooling systems
Air conditioning and heating units
- Electrical system
Exhaust fan, central vacuum, doorbell/chime, garage door opener, smoke detector, main breaker/fuse panel box and interior electrical lines
Tax Service
Getting your biggest possible tax refund has never been easier. Freedom Mortgage Corporation is teaming with TurboTax®, the #1 best-selling tax software, to help you get your taxes done right – your way.
File your own taxes
Answer easy questions and TurboTax will guide you to your maximum refund – plus, those with simple returns file free with TurboTax
Help from real tax experts
TurboTax Live makes it easy to get expert advice and answers as you go, with a final review before you file for complete confidence.
Taxes done for you
A dedicated tax expert can handle everything, from start to finish, with TurboTax Live Full Service.
Your home search made simpler!
We can help you find a real estate agent & homes for sale near you.
- Explore your mortgage options for buying a home
- Get up to $6,500 when you buy or sell
- Chat with a Rewards Team Member to learn more!
Optional Insurance Coverage*
Freedom Mortgage has partnered with Assurant to help protect what matters most to you.
Up to $500,000 of Accidental Death Insurance
The sudden loss of a primary wage-earner can have devastating effects on your family's finances—and it could put the home you love at risk. Accidental Death and Disability (AD&D) Insurance helps ease the financial burden for your loved ones if you are involved in a covered accident and suffer injury or death. Get a quote today!
*Coverages, costs, limitations, and exclusions vary by coverage option and state.
Insurance or other similar products (collectively "Insurance Products") are offered through FMC Subsidiary Services, LLC, an affiliate of Freedom Mortgage Corporation, and administered by Assurant, Inc. Neither Freedom Mortgage Corporation nor any of its affiliates (collectively “Freedom Mortgage”) underwrite any policy of insurance. Insurance Products may not be available in all states. Freedom Mortgage may be compensated in connection with these Insurance Products.
The purchase of Insurance Products from a particular source is not a condition of, and will not affect the terms of or a decision relating to, any loan or service provided by Freedom Mortgage. Insurance Products are available through insurance agents not associated with Freedom Mortgage. You are responsible for the evaluation, selection and suitability of Insurance Products.
First Protector® Disaster Mortgage Protection Insurance
If you are displaced from your home due to damage from a covered disaster such as flood, fire, tornado, hurricane, or in the event of an involuntary job loss, First Protector helps provide financial relief by paying your monthly mortgage payment up to two years.
First Protector can also pay:
- Your mortgage balance if the land your home is located on is declared permanently uninhabitable
- The reimbursement of your homeowner's policy deductible up to $1,000
- Up to $1,000 in emergency cash
*Coverages, costs, limitations, and exclusions vary by coverage option and state