Helpful tools to get you started
Home affordability calculator
Estimate the prices of homes you can afford and the monthly payments that might come with them.
Mortgage education
Check out our helpful home loan articles and more.
We can help make buying a home simpler!
Step 1: Get pre-qualified
Getting pre-qualified for a mortgage can help you understand how much home you can afford. It can make your offer more attractive to sellers too, because it gives them confidence you can afford to buy their homes. At Freedom Mortgage, we can often help you get pre-qualified using our free online tool. Click the tile below to get started!
Get prequalified online with us
Many homebuyers can get prequalified online with Freedom Mortgage
Freedom Mortgage can help you buy a home with conventional, VA, FHA, and USDA loans. Take a look at our loan options below to learn more.
Conventional Loans
- All qualified homebuyers are eligible
- Can buy primary homes, vacation homes, and more
- Down payments required
- Mortgage insurance required with down payment less than 20%
VA Loans
- Only qualified veterans, active duty military personnel, and surviving spouse are eligible
- Can buy primary homes only
- Down payments often not required
- Mortgage insurance not required
FHA Loans
- All qualified homebuyers are eligible
- Can buy primary homes only
- Down payments required
- Mortgage insurance required
USDA Loans
- Only qualified rural & suburban homebuyers are eligible
- Can buy primary homes only
- Down payments often not required
- Mortgage insurance required
Step 2: Find your new home
Once you know how much you can afford – you are ready to begin looking for your new home! Think about what features are important to you like the size of the house, the number of rooms you want, and its location. If you commute to work, look at the distance to your office. If you have children or are planning to start a family, check out the local schools. Think about finding a real estate agent for your new home search with help from our partners HomeStory.
9 handy tips for first-time homebuyers
You can save time, money, and worry with this practical advice.
Learn MoreFirst-time homebuyer checklist
Follow these steps to help make your dream home a reality.
Learn MoreYour home search made simpler!
We can help you find a real estate agent & homes for sale near you.
Learn MoreStep 3: Get your mortgage approved
Homebuyers typically apply for a mortgage once their bid on a new home is accepted. You’ll need to formally apply for a mortgage even if you are pre-qualified! We’ll review your application using a process called “mortgage underwriting” and hopefully accept your application. Once approved, you are ready to close on your new home.
Mortgage application checklist
Check out the list of documents you need to gather to apply for a mortgage
Learn MoreWhat to expect after your mortgage application
Learn more about the mortgage loan process
Learn MoreStep 4: Close on your new home
When your application is approved, you are ready to close on your new home! You typically have to attend closing in person to sign important documents. At Freedom Mortgage, we may be able to bring these documents to you. You will also probably have closing costs you will need to pay. We’ll make sure you understand everything you need to do to help make your closing go smoothly.
Practical tips for closing on a mortgage
Advice that can help you avoid hassles and delays
Learn MoreWhy Freedom Mortgage?
We are committed to making you a life-long customer with exceptional mortgages and exceptional service! Our Loan Advisors will help you choose the loan that’s right for you. We’ll answer your questions and work with you step by step to make buying your home easy and hassle-free.
Eagle Eye Program
Our Eagle Eye Program is our commitment to make you aware of any home financing opportunities that may be of interest to you.
Purchase Promise
When it's time for your next home, we'll find you the lowest rate possible and work with you every step of the way so you have worry-free closing.
Homeowners Insurance
Freedom Mortgage has partnered with Matic to help homeowners instantly shop for homeowners insurance.
Home Protection Plans
Home appliance and system breakdowns can be expensive. Protect your home and budget with a plan from Cinch Home Services for your home warranty needs.
For a more personalized experience, get started or give us a call and we can help guide you through all your options.
Looking for more information?
Check out these articles for more information on buying your first or next home.