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Freedom Mortgage Learning Center

The knowledge you need to choose the right loan!

How to apply for a mortgage

About your mortgage loan application

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What is mortgage insurance?

Compare different loan types and consider the overall cost of your payments

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What are closing costs?

Find out what to expect to pay on closing day

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What happens when the servicing of your mortgage loan is transferred?

Learn about mortgage loans and mortgage servicing rights

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What is NMLS?

Mortgage licensing and certification

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What is a housing bubble?

How supply and demand affect the housing market

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How to buy a house

Your step-by-step guide to buying a home

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How to get prequalified for a mortgage

Jump start your home search with prequalification

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How much money do you need to buy a house?

Decide whether can afford to buy a home

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How much should you spend on a house?

Think about all your expenses before you decide

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Is flipping a house a good idea?

The pros and cons of house flipping

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First-time homebuyer tax credits, programs, and grants

Learn about financial assistance when buying a home

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What is refinancing?

What it means to refinance a house

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Should you refinance your mortgage?

Reasons why you should (or shouldn’t) refinance your home

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How to remove PMI from your mortgage

Get rid of mortgage insurance on FHA and conventional loans

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Refinance an FHA loan to a conventional loan

Learn how it might help you save on mortgage insurance

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What is a mortgage recast?

Learn one way you can change your monthly mortgage payment

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How often can you refinance?

Learn how many times refinancing your home makes sense

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What is a cash out refinance?

Learn more about using your home’s equity to get cash

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What is home equity?

Find out what it means to have equity in your home

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Maximum LTV for cash out refinance

Loan-to-value ratios (LTV) for cash out refinancing

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How to borrow equity from your home

Get equity from your home without selling it

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How much do home renovations cost?

Home projects that increase the value of your home

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Cash out refinance credit scores

Find out the minimums for conventional, FHA, and VA loans

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How to apply for a VA loan

Learn more about eligibility and VA loan applications

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How to apply for an FHA loan

Learn more about eligibility and FHA loan applications

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FHA vs. conventional loans

Learn the differences between FHA and conventional loans

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What is the minimum credit score for a VA loan?

Find out what VA loan credit scores you need

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What is an FHA loan?

Learn more about FHA loans and how they work

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What is a VA funding fee?

Learn current funding fee rates, how much you might pay, and more helpful information

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Need Help Crunching the Numbers?

Home affordability calculator

Estimate the prices of homes you can afford and the monthly payments that might come with them.

Refinance calculator

Find out how much you might save by lowering your interest rate.

Get started today by getting a personalized evaluation of your home loan options from Freedom Mortgage.

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